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Page Content Dear Board of Directors: As a result of recent action by the Federal Reserve Board, federal credit unions using a multi-featured open-end lending product need to review their policies and procedures to ensure they are in compliance with changes to Regulation Z that became effective July 1,

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Multi-Featured Open-End Lending: The Past, Present and Future | That Credit Union Blog

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Guests | Dragoncon	Credit unions that use a multi-featured open-end lending MFOEL plan to make various types of loans have asked NCUA for further guidance to interpret the latest rules issued by other federal regulatory agencies. The purpose of this letter is to update guidance to federal credit unions on multi-featured open-end lending1 and provide best practices for MFOEL plans used as single accounts with separate sub-accounts for different loan products.

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